Unsecured nonpriority claims
These will be comprised of generic credit card debt. Usually, it doesn't matter why you incurred the debt, except if you paid your taxes with a credit card, in which case the special rules relating to dischargeability of tax debts comes into play. There are some common sense exceptions to this rule as well.
For instance, if you charge something, or take a cash advance, on a credit card shortly before you file bankruptcy, the credit card company should have little trouble convincing the bankruptcy court that the charge or advance was fraudulent and therefore non-dischargeable (translation: you'll have to repay it.)
